Bad Credit Car Loans In Conyers, GA
Don't let your less than perfect credit rating control your purchases any longer, explore the streets of Covington, GA behind the wheel of a quality Honda. Contact Honda Conyers today! Our friendly staff of finance professionals has helped many drivers secure the stylish Honda vehicle they've always wanted, and we can't wait to show you how we can assist you. Don't put off your bad credit financing needs any longer, contact our dealership today or use our online credit application to express your interest in a car loan now!
Honda Conyers will walk you through the steps of the loan process, explaining all the terms and how they apply to you. Once we've received your completed application, we'll run a credit check and review all the factors that helped make up your unique rating. Talk to us about any past foreclosures or repossessions you've dealt with; our team has experience with all kinds of financial issues, and we can provide you wth some valuable information on how to rebuild your credit rating today!
Do You Qualify For A Sub-Prime Loan?
You may be wondering what factors go into determining your loan eligibility. Our new and used Honda dealership will be happy to go over the eligibility factors, explaining everything in an easy-to-understand way.
Your Credit Score
Your credit score plays an important part in determining sub-prime auto loan eligibility so be sure to let us know if any of the information is inaccurate as we discuss your past financial records.
The Loan Amount
We work with many lenders to ensure you're able to borrow the loan amount you're looking for; lenders have different requirements and often have a set minimum and set maximum, but don't worry, we'll review all of that when the time comes!
Your Debt-to-Income Ratio
This essentially looks at the amount of money you have coming in each month, the amount you pay in bills and any other loans you have taken out. Lenders want to ensure you are not being stretched financially and that you will be able to easily pay the borrowed money back over the specified loan term.
The Type of Honda You're Interested In
Newer cars typically have more strict loan terms, as they depreciate faster than pre-owned rides. Our team of experts will work diligently to get you behind the Honda you've always wanted, new or used!
Visit Honda Conyers Today
Our Honda dealership is located near Monroe, GA and is open early in the mornings and well into the evenings, so don't hesitate to drop by before or after work for a test drive on your dream Honda! We look forward to learning how we can assist with your bad credit car loan needs.